American Express is a well established publicly traded financial services corporation, known as AmEx for short. It has been in business since 1850 and began offering financial services in 1891. Headquarters of this American company are located in Manhattan’s financial district. The payment solutions offered by American Express include a charge card, a credit card and travelers’ checks. Travelers’ checks have declined in popularity since the evolution of so many new methods of payment that are much more secure for both consumers and merchants. However, the cards are still very commonly used, though they do not have the sales volumes of their competitors, Visa and MasterCard. The original American Express card was a charge card, meaning that the balance had to be paid in full every month. It was only in 1987 that American Express started offering true credit cards with a revolving balance.
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